For example, Fitch provides specialized ratings of servicers of residential and commercial mortgages, asset managers and funds. Please see the section Specific Limitations Relating to Credit Rating Scales for details.ДЇitch Ratings also publishes other ratings, scores and opinions. In limited cases, Fitch may include additional considerations (i.e., rate to a higher or lower standard than that implied in the obligationвЂ™s documentation). Issue ratings are assigned to secured and unsecured debt securities, loans, preferred stock and other instruments, Structured finance ratings are issue ratings to securities backed by receivables or other financial assets that consider the obligationsвЂ™ relative vulnerability to default.Д¬redit ratings are indications of the likelihood of repayment in accordance with the terms of the issuance. Issue level ratings are also assigned, often include an expectation of recovery and may be notched above or below the issuer level rating. Issuer default ratings (IDRs) are assigned to corporations, sovereign entities, financial institutions such as banks, leasing companies and insurers, and public finance entities (local and regional governments).

Fitch Ratings publishes credit ratings that are forward-looking opinions on the relative ability of an entity or obligation to meet financial commitments.

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